Mastercard reason code
Mastercard reason code 4808: Authorization-Related Chargeback
The transaction lacked a required or valid authorization.
Network: MastercardCategory: AuthorizationResponse window: ~45 days
What Mastercard 4808 means
Mastercard 4808 is an authorization-related chargeback: the transaction lacked a required or valid authorization.
When issuers use it
Issuers raise 4808 for missing, declined or expired authorizations, or account-number-not-on-file conditions.
Mistakes that lose this dispute
- Charging more than the authorized amount
- Settling a declined or expired authorization
FAQ
Frequently asked questions
What is an authorization-related chargeback?
The issuer says the transaction wasn't properly authorized, for example it was declined, exceeded the approved amount, or settled too late. Show a valid authorization that matches the charge.
How do I avoid these?
Always obtain and settle on a valid approval, never force-post a declined authorization, and settle within the network's timeframe.