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Mastercard reason code

Mastercard reason code 4842: Late Presentment

The transaction was submitted for clearing outside the allowed window.

Network: MastercardCategory: Point-of-Interaction ErrorResponse window: ~45 days

What Mastercard 4842 means

Mastercard 4842 is late presentment: the transaction was submitted for clearing outside the allowed window.

When issuers use it

Issuers file 4842 when a charge settles too long after authorization.

Mistakes that lose this dispute

  • Settling transactions long after the sale
  • Holding authorizations past their validity

FAQ

Frequently asked questions

What is late presentment?

The transaction was submitted for settlement too long after it was authorized. Settle promptly and keep the dates if you need to represent.

How do I avoid it?

Capture and settle within the network's timeframe, usually within a few days of authorization.